Phenology, it's true that many of these folks are caregivers. This program excuses those with small children, disabled or elderly relatives to care for.
In my state, there is even a program that pays family caregivers to care for relatives at home that would otherwise qualify for state reimbursed nursing home care. I support this second program too. Caring for such a person at home is a tremendous undertaking, but if you can do it- certainly preferable.
Thank you for your thoughtful feedback.