Okay, I'll put this out here. I recently came across the documentation for a credit card lawsuit where the final statement (filed as part of the suit) said the defendant owed $11,700+ related to cash advances of a total of $13,200+ at the time of charge-off. What exactly can one infer about the financial habits of such a person given that, and the fact that (s)he had been sued over two other defaulted credit card accounts at around the same time (total $38,000+ across the three)?