@HerraBRE secure transit vs. encryption at rest are also very different, in terms of usability and common threat models. Use of HTTPS requires almost nothing of users, and mitigates well-known widely-used attacks on confidentiality and integrity by various network parties.

Encrypting backup hard drives (or other long-term storage) is a much weightier risk of lost access and requires user to manage long-term keys, and protects against certain types of mostly in-person theft.