After someone stole money out of my Wells Fargo account, it fell below the minimum balance.
So, Well Fargo charged it a service fee. Two months in a row. After the fradulent transactions had already been reversed.
The second service fee was because the first service fee caused the account to fall below minumum balance again. Third service fee expected..
Obviously, I'm closing the account, it was only open in a failed attempt to get my Liberapay income transferred.