Lessons from my 2017 auto loan:
Lenders don't publish payment schedules anymore. Why?
ALL loans are front loaded. They don't call them that because "those loans" are illegal. But "normal" now is interest accruing DAILY so the % interest you pay early in a six year (!!) loan is crazy high compared to the end.
Warning: You may think you're paying monthly on time. But if the bank thinks you're paying 30 days late every month your "final payment" can be $12,000.