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カリャナーレ @calyanare@octodon.social

Lessons from my 2017 auto loan:

Lenders don't publish payment schedules anymore. Why?

ALL loans are front loaded. They don't call them that because "those loans" are illegal. But "normal" now is interest accruing DAILY so the % interest you pay early in a six year (!!) loan is crazy high compared to the end.

Warning: You may think you're paying monthly on time. But if the bank thinks you're paying 30 days late every month your "final payment" can be $12,000.

1/2 TIL: "Windows Media Digital Rights Management (WMDRM) will no longer be supported after Windows 10 Anniversary Update (Windows 10, version 1607) is installed. After installing this update, you will no longer be able to play music or video files that were protected by this rights management technology."

To their credit, Microsoft is providing mechanisms to strip the DRM. But it's going to be quite a gotcha to people who don't read the fine print on their involuntary software updates.

I'm apparently at that point in the story I'm writing where my brain refuses to move forward and instead goes: "You know that big decision the main character made, that caused this whole situation to be this way? Let's just think about what would have happened if they chose differently. I'll force you to stay on track."

Every time I see "nb" in someone's toot or profile, I always think it means "nota bene". I've been a writer for too long. #nb #oldfart

So it's 8:45pm and I feel like it's too early to go to bed but there's no real reason to stay up either.

I know this is absolutely nothing at all on the scale of oppression and injustice, but it's always messed with my head a little bit that everyone on TV and in Media that looks like me is Latina, and I am not.

Me this morning: *looks at phone, sees weather display* 62F and squiggles? *eventually goes outside* OH. Fog.

I started doing this because when my writing is bad, it's usually because there are way too many boring details. I don't want to forget what those details were, but I also don't want to get confused and think I meant to keep that paragraph either.

Does anybody else write something, read it back, realize it's awful, and instead of deleting it, type NO NOT LIKE THAT, add a couple more line breaks, and start again? Just me?

I have been informed that I am doing NaNoWriMo wrong because I'm not forcing myself to an arbitrary word count. Oh well, I guess I've failed again. 😂

I woke up with a splitting headache today so OF COURSE i end up stuck behind this pineapple with no muffler for about 15 miles.
I tried leaving 7-10 car lengths between us, but I could still hear every stroke of the engine, and nobody would get over in front of me.
httpsctodon.social/media/Qf0qRfs3Ea62-8wMSYQ

@CobaltVelvet en.wikipedia.org/wiki/Potooooo
"...Abingdon intended to call the young colt "Potato" and instructed the stable boy to write the name on a feed bin. The stable boy facetiously spelled the name as "Potoooooooo" (Pot followed by 8 "o"s), which so amused Abingdon that he adopted the spelling."

Because I'm a weirdo who was born in the spring:
My birthday has never fallen on Palm Sunday in my lifetime, but it has fallen on Easter 3 times. It will fall on Good Friday for the first time the year I turn 50. I didn't really intend for this to be a riddle, but I suppose it could be, if anyone else out there is as bored as I am right now.